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Foreclosures and Bankruptcy

By Julianne Frank |

If you are facing financial difficulties, you may be considering options such as bankruptcy as you receive foreclosure notices on your home. Making the decision to declare bankruptcy can be an overwhelming decision, but when faced with the possibility of a foreclosure, the decision can become even more challenging. The decisions you make can… Read More »

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Coronavirus, Bankruptcy and the Future of Florida

By Julianne Frank |

When Congress radically changed the bankruptcy code in 2005, the number of bankruptcies skyrocketed as fear among the public grew that there would be no more bankruptcy.  Then, three years later, the bottom fell out of the economy when Wall Street helped create a real estate speculation boom and ultimately, a bust.  Now, America… Read More »

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Bankruptcy For The Purpose of Tax Relief

By Julianne Frank |

People file for personal bankruptcy for a number of reasons. If you are considering filing for either Chapter 7 or Chapter 13 personal bankruptcy, you are likely facing financial obligations greater than your income or ability to repay these debts. Chapter 7 bankruptcy allows a debtor to discharge, or eliminate, many of their consumer… Read More »

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Debt and Bankruptcy

By Julianne Frank |

If you are considering bankruptcy, you have two choices: Chapter 7 bankruptcy and Chapter 13 bankruptcy. Understanding the difference between these two bankruptcies as well as what your other options are with regard to your debt can help you make the best decision for your situation. Chapter 7 Bankruptcy Chapter 7 bankruptcy is a… Read More »

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Fair Debt Collection Practices Act

By Julianne Frank |

If you are facing a mountain of bills that are piling up, you may also be receiving phone calls from debt collectors regarding the amounts that you owe your creditors. You may be considered filing for either Chapter 7 or Chapter 13 bankruptcy to get a fresh financial start and eliminate your debt or… Read More »

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How to Decide When to File For Personal Bankruptcy

By Julianne Frank |

If you are facing a mountain of debt and calls from creditors, you may be trying to decide if filing for bankruptcy is right for you. Bankruptcy can offer you a fresh financial start and in some cases a chance to eliminate or resolve your debts. If done at the correct and appropriate time,… Read More »

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Understanding Chapter 11 Bankruptcy

By Julianne Frank |

Certain businesses are facing financial challenges, but do not want to completely start over financially. In these cases, a Chapter 11 bankruptcy may be the best option, as it will allow a business to restructure its debt and “reorganize” its finances to rehabilitate its business. In these cases, a business will typically not actually… Read More »

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What To Expect at a 341 Meeting of the Creditors

By Julianne Frank |

If you have never been through a bankruptcy, the process may seem daunting and overwhelming. Bankruptcies offer a fresh financial start at the end of the finish line, however you may be curious how the process will actually work. If you are considering a Chapter 7 bankruptcy, one of the most important aspects will… Read More »

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Which Debts Will Be Discharged in a Bankruptcy?

By Julianne Frank |

Bankruptcy is the legal process that allows consumers to remove some of their debt obligations. There are two types of personal bankruptcy: Chapter 7 and Chapter 13. A Chapter 7 bankruptcy will eliminate most debt and is a faster process. A Chapter 13 bankruptcy will restructure the debt you have now to create a… Read More »

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Business and Commercial Litigation

By Julianne Frank |

If you are a business owner, you should take the time to consider the legal disputes that may arise and work to protect yourself before any type of litigation occurs. Commercial litigation, also known as business litigation, can involve many different types of legal disputes that may arise within a business environment. Large and… Read More »

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