Bankruptcy

We believe in providing people with completely transparent representation that is tailored to their unique situation. Get in touch with us today to discuss your case.

  • Julianne Frank is a friend and a brilliant attorney.

    “Julianne Frank is a friend and a brilliant attorney.”

    - Johan K.
  • EXCELLENT!!!

    “EXCELLENT!!!”

    - Karolina K.
  • Julianne is a pleasure in all ways, but more importantly, she is a true master of the law as to her specialty, Bankruptcy Law.

    “The case I referred to Julianne was complex and required considerable expertise.”

    - Cecil H.
  • I am not proud that I had to file chapter 11 for my business but I am grateful for Julianne Frank.

    “It was the smoothest process and Julianne has been doing this for 4 decades so she is the only choice when it comes to this matter.

    - Michael B.
  • She handled it professionally and did an excellent job all around.

    “. The future is bright and I am again able to look ahead to retirement. The decision to file was the right one for me.”

    - Paul R.
/

Jupiter Bankruptcy Lawyer

40 Years of Experience Resolving Financial Crises

Businesses and Individuals who are fighting overwhelming debt can find effective debt relief through a bankruptcy. There are different forms of bankruptcy open to individuals, and each type is used for a particular purpose. For instance, Chapter 7 is most effective for eliminating consumer debt while Chapter 13 is more appropriate when you’re attempting to save a home or other assets. Chapter 11 is available to help save business, and Chapter 12 allows farmers and fisherman to reduce debt. Whatever troubles you are facing, there is a solution for you. Throughout Palm Beach and Martin counties, Jupiter Chapter 7, 11 12 & 13 bankruptcy lawyer Julianne Frank Law offers advice and assistance in business and consumer Bankruptcy and can help you find the best solution for your unique circumstances and achieve your goal of taking control over your finances, rather than having your finances control you. You also might need help as a bankruptcy creditor, or you might be sued in bankruptcy court, and need representation.

Chapter 13 vs. Chapter 7 Bankruptcy

When considering filing for bankruptcy, determining which type of bankruptcy to file for can seem like a daunting and overwhelming task. Julianne Frank will help you determine the best course of action for your current financial situation and long-term financial goals. Before you file for bankruptcy, you should consult with a bankruptcy attorney to make sure you are in a place to make the most of the fresh start that filing for bankruptcy can provide.

Most individuals opt for Chapter 7 bankruptcy because it is faster and less expensive than Chapter 13. Chapter 7 eliminates credit card debt, medical bills, and other personal loans. Within Chapter 7, debts such as taxes and student loans are ineligible to be wiped out. It does not, however, offer a route to catch up on long-term payments such as auto loans or mortgages, and does not protect those types of assets from being foreclosed upon or being repossessed.

Chapter 13 bankruptcy is a better option for those with higher incomes that do not qualify for Chapter 7 bankruptcy. Chapter 13 ends up being a better choice for those who wish to retain certain assets such as their home or cars, or who wish to be given a chance to catch up on their mortgage payments. One of the major drawbacks of Chapter 13 is that the length and the cost of the repayment plan can be challenging for many filers.

Litigating Adversary Proceedings

An adversary proceeding is a lawsuit in a bankruptcy court. Be aware that most bankruptcy judges are strict about procedural rules, so it is advisable to have an experienced bankruptcy lawyer to represent the case.

Some examples of what adversary proceedings might involve include:

  • determining a debt’s discharge or dischargeability (nondischargeability action);
  • determining bankruptcy claims removed to a different court under the federal rules of civil procedure.
  • determining priority or validity of a lien;
  • recovering money or property;
  • approving sale of debtor property by a co-owner;
  • revoking confirmation of a plan;
  • obtaining an injunction;
  • subordinating a claim;
  • obtaining a declaratory judgment;

An adversary proceeding commences when a plaintiff files a signed original complaint, a signed adversary cover sheet, and pays the applicable filing fee. Note that the clerk of court needs a separate cover sheet for each compliant filed to process the adversary proceeding, and an adversary proceeding must be brought within 60 days from the Meeting of Creditors. A creditor who fails to file or request an extension before the deadline can lose the ability to challenge the dischargeability of their debt.

Smart, Effective, Lasting Solutions for Business Owners

Just like homeowners, businesses may need to borrow and can find themselves in financial distress with credit and debt problems. Business owners can also fall prey to injury, illness, or other personal setbacks that disrupt the business. Additionally, businesses face constant threats from competition, normal business cycles, economic downturns, costly government regulations and more, all while struggling to meet payroll, live up to shareholder expectations, and (hopefully) earn a profit.

Julianne Frank, Esq. is experienced in helping Florida businesses through the process of business restructuring and reorganization under Chapter 11 bankruptcy and are one of the few South Florida law firms with expertise in Chapter 12 bankruptcy for family farmers, fishermen, and other agriculture and aquaculture businesses. The purpose of Chapter 11 is to reorganize a business while still allowing the debtor to operate their business while developing a debt repayment plan. With a successful Chapter 11 bankruptcy suit, an individual may see their debts lowered and obtain the time to restructure their debt without the looming threat of repossession or debt collections. The addition of Subchapter V to Chapter 11 creates an alternative procedure that makes the bankruptcy process faster and more efficient, allowing a debtor to spread its debt payments over 3 to 5 years. Julianne Frank, Esq. is one of the first lawyers in the country to litigate Subchapter V bankruptcy, so if you seek to file Subchapter V, Attorney Frank is the legal professional who can efficiently and confidently take on your case.

Chapter 12 is a category of bankruptcy that applies to farms and fisheries. Chapter 12 allows proprietors of farms and fisheries to reorganize their finances and debts while still maintaining ownership of their assets, and the repayment programs can last between 3-5 years. Chapter 12 is open to individuals or spouses operating farming or fishing enterprises, as well as to family-owned partnerships or corporations where a large part of their debts are related to the farm or fishing operation. For more specific eligibility requirements, visit the Chapter 12 bankruptcy page. Julianne Frank, Esq. is the top Chapter 12 bankruptcy litigator in South Florida and has the professional experience and skill to seriously manage your case.

Real Clients Tell Their Stories

    Julianne Frank is a friend and a brilliant attorney.

    “Julianne Frank is a friend and a brilliant attorney.”

    - Johan K.
    EXCELLENT!!!

    “EXCELLENT!!!”

    - Karolina K.
    Julianne is a pleasure in all ways, but more importantly, she is a true master of the law as to her specialty, Bankruptcy Law.

    “The case I referred to Julianne was complex and required considerable expertise.”

    - Cecil H.
    I am not proud that I had to file chapter 11 for my business but I am grateful for Julianne Frank.

    “It was the smoothest process and Julianne has been doing this for 4 decades so she is the only choice when it comes to this matter.

    - Michael B.
    She handled it professionally and did an excellent job all around.

    “. The future is bright and I am again able to look ahead to retirement. The decision to file was the right one for me.”

    - Paul R.
/

What Makes Julianne Frank Different

  • Honesty & Transparency
  • Tailored Solutions for Each Client
  • Client-Focused Representation
  • Over Three Decades of Experience

Awards & Affiliations

Consult a Bankruptcy Specialist Today

At Julianne Frank, Esq., the firm recognizes that bankruptcy is not the only solution to financial distress, nor is it always the best solution. As a result, Attorney Frank will take the time to sit down with you and understand your unique situation and challenges to recommend your best next steps. She takes an honest and transparent approach to her practice, whether that means she takes on your high-profile case or refers you out to an attorney with a more relevant practice. As a recognized expert in this field of law, Attorney Frank will give you the advice and information you need to make smart decisions about how best to address your situation and business.


Your path to financial freedom and control starts with a phone call to Jupiter bankruptcy lawyer Julianne Frank, Esq. Dial (561) 220-2528 or contact her online to schedule a consultation today.


4495 Military Trail,
Suite 107
Jupiter, FL 33458
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Contact Us 561-220-2528

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