Category Archives: Bankruptcy
Bankruptcy 101
To file or not to file, that is the question. If you are considering bankruptcy, you may not know your options or what debts will be discharged. This short guide will help you understand the basics of bankruptcy and bankruptcy options available. What is Chapter 7 Bankruptcy? A Chapter 7 bankruptcy, also called “straight”… Read More »
Wells Fargo Gives Middle Finger To Bankruptcy Court
by Julianne Frank All Rights Reserved 2018 In a recent case in the Bankruptcy Court for the Southern District of Florida, Wells Fargo decided that they could ignore orders from a Federal Bankruptcy judge, and the result was sanctions and a court order compelling it to get it’s act together. I represented a debtor who several years… Read More »
Should I File For Bankruptcy?
How Do I know If I Should File For Bankruptcy? When is the right time? Julianne Frank.Esq, All Rights reserved 2018 You have been experiencing mounting debts for months or years, and have been hoping against hope that something would turn around: Your business would improve. Your kids would finally move out. You would… Read More »
Does Your Lawyer Care About You?
In this video, Board Certified Bankruptcy attorney Julianne Frank discusses how she perceives her clients. “I know they are a mess when they first come in”, she explains. “My job is to recognize that and to make them comfortable; give them hope” Ms. Frank explains how her philosophy is to make every client feel… Read More »
Five Benefits to Hiring a Bankruptcy Lawyer
Julianne Frank All rights reserved 2018 You are experiencing financial problems and you are wondering what to do. You have been scouring the internet looking for credit repair and debt management companies. As you study their fine print you realize that they charge exorbitant fees, are unregulated, you get no guarantee and resolution can… Read More »
Bankruptcy Lawyer Near Me: Should You Pick A Professional And A Pizza The Same Way?
When in a new town, or are unfamiliar with local services, most of us use the search terms “pizza near me” or “auto mechanic near me”. We are seeking convenience in the form of geographic proximity. But let’s assume for the moment that you wanted cosmetic surgery. You could Google up a cosmetic surgeon… Read More »
Tales from Bankruptcy World
I have been a bankruptcy lawyer for 35 years. I have felt good about saving people’s livelihoods and giving them fresh starts. But there are times when I am not proud to be part of the system. It can be frighteningly flawed. In the posts ahead, I will share with you the good, the… Read More »
A Bankruptcy Lawyer on Every Corner
The Bankruptcy Butcher: Find A Bankruptcy Lawyer on Every Corner Just before the Great Recession, the prevailing attitude in Washington (thanks to healthy palm greasing by the credit card industry) was that anyone who filed bankruptcy must be a scumbag. So, in 2005, Congress rewrote the American bankruptcy laws…entirely. Basically threw out the existing… Read More »
The Tale of the Lost Education
Part II of the Bankruptcy Insider A young couple comes to me having filed bankruptcy with a lawyer I have never heard of (since the Great Recession, there are many of those these days. More on that down the road). Seems this lawyer “forgot” to advise this couple that the inheritance the mother left… Read More »
Can you Answer these Bankruptcy Questions?
In the course of my 35 years of bankruptcy practice, I find that there are certain questions or issues that seem to be common concerns of those considering a bankruptcy filing. I also find that prospective clients arrive with preconceived notions about the answers to these questions, or have received bad information from unreliable… Read More »