Category Archives: Bankruptcy
Understanding Chapter 11 Bankruptcy
Certain businesses are facing financial challenges, but do not want to completely start over financially. In these cases, a Chapter 11 bankruptcy may be the best option, as it will allow a business to restructure its debt and “reorganize” its finances to rehabilitate its business. In these cases, a business will typically not actually… Read More »
What To Expect at a 341 Meeting of the Creditors
If you have never been through a bankruptcy, the process may seem daunting and overwhelming. Bankruptcies offer a fresh financial start at the end of the finish line, however you may be curious how the process will actually work. If you are considering a Chapter 7 bankruptcy, one of the most important aspects will… Read More »
Which Debts Will Be Discharged in a Bankruptcy?
Bankruptcy is the legal process that allows consumers to remove some of their debt obligations. There are two types of personal bankruptcy: Chapter 7 and Chapter 13. A Chapter 7 bankruptcy will eliminate most debt and is a faster process. A Chapter 13 bankruptcy will restructure the debt you have now to create a… Read More »
Bankruptcy 101
To file or not to file, that is the question. If you are considering bankruptcy, you may not know your options or what debts will be discharged. This short guide will help you understand the basics of bankruptcy and bankruptcy options available. What is Chapter 7 Bankruptcy? A Chapter 7 bankruptcy, also called “straight”… Read More »
Wells Fargo Gives Middle Finger To Bankruptcy Court
by Julianne Frank All Rights Reserved 2018 In a recent case in the Bankruptcy Court for the Southern District of Florida, Wells Fargo decided that they could ignore orders from a Federal Bankruptcy judge, and the result was sanctions and a court order compelling it to get it’s act together. I represented a debtor who several years… Read More »
Should I File For Bankruptcy?
How Do I know If I Should File For Bankruptcy? When is the right time? Julianne Frank.Esq, All Rights reserved 2018 You have been experiencing mounting debts for months or years, and have been hoping against hope that something would turn around: Your business would improve. Your kids would finally move out. You would… Read More »
Does Your Lawyer Care About You?
In this video, Board Certified Bankruptcy attorney Julianne Frank discusses how she perceives her clients. “I know they are a mess when they first come in”, she explains. “My job is to recognize that and to make them comfortable; give them hope” Ms. Frank explains how her philosophy is to make every client feel… Read More »
Five Benefits to Hiring a Bankruptcy Lawyer
Julianne Frank All rights reserved 2018 You are experiencing financial problems and you are wondering what to do. You have been scouring the internet looking for credit repair and debt management companies. As you study their fine print you realize that they charge exorbitant fees, are unregulated, you get no guarantee and resolution can… Read More »
Bankruptcy Lawyer Near Me: Should You Pick A Professional And A Pizza The Same Way?
When in a new town, or are unfamiliar with local services, most of us use the search terms “pizza near me” or “auto mechanic near me”. We are seeking convenience in the form of geographic proximity. But let’s assume for the moment that you wanted cosmetic surgery. You could Google up a cosmetic surgeon… Read More »
Tales from Bankruptcy World
I have been a bankruptcy lawyer for 35 years. I have felt good about saving people’s livelihoods and giving them fresh starts. But there are times when I am not proud to be part of the system. It can be frighteningly flawed. In the posts ahead, I will share with you the good, the… Read More »